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I came across the blog, Get Rich Slowly, yesterday and it really caught my eye. Maybe it was because I’m continuously seeking out financial advice and REAL money-making opportunities to present to my readers and this blog had tons of information. Or maybe it was the simple fact that the author of this blog has a similar background to mine.
Get Rich Slowly’s blog owner, J.D., did what I did in college; run up a credit card and only pay the minimum each month. Like J.D., I too bought clothes with my credit card–mainly so I could have a new outfit every time I went dancing at a downtown club, or partied at my favorite fraternity house! I’m not painting a pretty picture here, but just for the record, I did pretty well in college. It turns out that I study really well at 2:00 a.m. with a buzz on!
After college, I got a job and for the first time, felt flush with money. However, I didn’t pay off the credit card I ran up in college; I just accumulated more debt on it. Afterall, I needed a new car, new skiis and a fancy new ski outfit, work clothes, and a private phone line in my room (I had moved back to my parents’ house after college, however, I did pay my parents a small rent) to talk to my new boyfriend (that investment paid off because the boyfriend is now my husband of 16 years!). Anyway, I was just digging myself deeper into debt–similar to J.D.
Like J.D., I realized I needed help with my finances and began to devour finance books, subscribe to money magazines, and read everything I possibly could on the subject. It became my passion and still is.
I eventually got myself out of credit card debt early on in my marriage, and my husband and I have not carried a balance on our credit cards in many years. My husband and I plan for our big purchases and upgrades to our home so we don’t overspend. Obviously, you can’t always plan for the unexpected like needing a new water heater that just flooded your basement, or a major appliance that just stopped working. However, if you put a little money aside in an emergency fund each month (even if it’s $10), these “surprises” can be a little more manageable.
I love J.D.’s blog and highly recommend making Get Rich Slowly a daily read. J.D.’s been working on his blog since 1996. He’s obviously passionate about his subject, and he writes about important financial topics. I guarantee that you will pick up great tips, and learn something from his life lessons. He holds nothing back, and he candidly talks about his financial gains, losses, and goals.
If you want no hype, and REAL money talk, visit Get Rich Slowly today and subscribe to J.D.’s feed. I just did!
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